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Monday, June 7, 2021

Why I Need To Take Care of My Health to Beat the Game I'm Playing

Health problems, even minor ones, can interfere with or even overshadow other aspects of your life. Even relatively few health issues such as aches, pains, lethargy, and indigestion take a toll on your happiness and stress levels. One way to improve your ability to cope with stress and feel better is to commit to healthier habits. 

Poor health habits can add stress to your life and also play a role in how well you can cope with stress. The stress that comes from poor health is significant. Health challenges also affect other areas of your life. Health problems can make daily tasks more challenging, create financial stress, and even jeopardize your ability to earn a living.

Part of my goal to reach financial freedom is to maintain a healthy lifestyle—what's the point of having all the money in the world but have poor health. Let me explain why possessing good health is essential for me to become wealthy and beat the game I am playing. Moreover, I am going to explain what I am doing to maintain a healthy lifestyle.

Live till the Age of 100 (Become a Billionaire).
Yes, this is the reason why I must take care of my health. I want to be able to live till old age, just like Charlie Munger and Warren Buffett. I know by having a long life, I can compound my personal wealth to a significant amount. You see, the thing about money is not that I need to use it to purchase materialistic things. I enjoy the process of accumulating wealth, just like Warren Buffett and Charlie Munger. I feel like doing this is like playing a video game, and the amount of net worth accumulated is like my scorecard. 

I did some calculations with a compound interest calculator and found out that I can reach billionaire status 50 years from now if I keep doing what I do now. I will be age 81 by that time since I am already age 31. My personal net worth now is about $1,300,000 USD, and if I continue contributing $2,000 a month and perform at 15% CAGR, I will have $1,607,963,643 USD by 2071 (Age 81). 

Some of you might ask, what am I going to do with all that money? The answer to this is that I am willing to donate 50% of it to society when I pass away. Like I said previously, I accumulate wealth because I treat it like playing a video game. The amount I can accumulate is my scorecard. I have everything I need in my life already. 

In addition, this personal finance goal is using what I have now without asking my dad for more capital. I have no idea what my dad will do with the wealth he has now. I don't want to make the assumption that he will let me inherit it. It's up to him to make that decision. I have no right to make that decision. Of course, if I can inherit some of the wealth my father already has, it will be a different ball game for me since I have more capital to compound. 

Of course, I can't guarantee till what age I will live. Only God knows that. I might pass away maybe tomorrow, so no one in the world can predict it. However, I plan to do certain things to keep myself healthy and have a higher probability of living till the age of 100. 

Exercising and Working Out.
We all know that exercise can help you get fit, reduce weight, improve balance and lower your risk for many diseases, such as heart disease. But numerous studies have shown that exercise can actually help you live longer.

This seems logical. After all, if exercise reduces your chance of getting heart disease or cancer, then you've reduced your risk of dying from these diseases. But the longevity benefit is not just a result of lowering your risk of chronic disease. There are actual cellular changes associated with regular exercise that keep you younger. Researchers at Brigham Young University who studied the DNA of nearly 6,000 adults found that the telomeres, the end caps on chromosomes that shorten with age, were longer in people who were active than those who were sedentary. This correlated to about a 9-year difference in cell aging between those who were active versus inactive.

Another study compared the heart, lungs, and muscles of active 70-year-olds, inactive 70-year-olds, and active 40-year-olds. They found that the active older men and women had comparable heart and lung capacity and muscle strength of those who were 30 years younger.

In order for me to live till very old age like Charlie and Warren, I have to keep exercising and maintaining my health. This is so that I can live till I'm very old. I recently just signed up for a gym fitness center. I plan to keep working out and maintain healthy health by going to the gym every day (Monday-Friday). I am going to keep doing this even when I am already 80 years old. By doing this, I have a higher chance to live till very old.

Make Sleep a Priority.
Sleep can have a severe impact on your overall health and well-being. Make a commitment to get enough sleep at night. If you haven't gotten adequate sleep, you may be less productive, less mentally sharp, and otherwise more prone to the effects of stress.

The point of sleep is not just to help you feel more refreshed but to allow the cells in your muscles, organs, and brain to repair and renew each night. Sleep also helps regulate your metabolism and how your body releases hormones. When these processes are out of whack due to lack of sleep, it can increase your risk of health problems.

While sleep could be affecting your risk on its own, it's also possible that an underlying issue could be affecting your rest. For example, insufficient sleep is linked to heart disease and obesity, but it could also be that pre-existing heart disease and obesity lead to breathing problems like sleep apnea, which is negatively affecting your sleep and, as a result, your overall health and longevity.

Sleeping too little also puts you at risk of being involved in potentially fatal accidents. A 2014 study found that sleeping six hours per night increases your risk of having a car crash by 33% compared to sleeping seven or eight hours a night. The researchers concluded that 9% of all motor vehicle accidents could be attributed to people sleeping less than seven hours a night.

I am very fortunate to be able to sleep anytime I want. Since I am only working as a freelance in my dad's company, I can sleep a lot. This is a privilege for me since not everyone can do this. Most people have a 9 to 5 work schedule and other responsibilities. They might not get enough sleep they need.

Need to Quit Smoking Cigarettes. 
This is a bad habit that I'm not able to do yet. I am a smoker, and I haven't got the chance to quit entirely. Researchers at ''action on Smoking and Health'' have reported that a 30-year-old smoker can expect to live about 35 more years, whereas a 30-year-old non-smoker can expect to live 53 more years. In addition, the children of a parent or parents who smoke may be at risk from the genetic damage done to the parent before conception (because of their previous smoking), the direct effects to them in the womb, and the passive smoke they are exposed to after they are born.

I am planning to quit smoking cigarettes eventually. I'm sure if I'm married and have kids, I will subsequently quit since I have responsibilities as a husband and father. But in the meantime, I am smoking cigarettes that have the lowest nicotine and tar. I will keep finding a solution to how I can find an alternative to smoking cigarettes. I want to be able to live till old age.

Bottom Line

I hope by writing this article, readers understand why I need to maintain a healthy lifestyle. To become a billionaire, I have to be able to live till I'm very old. I have no clue how long I can live, but by doing these specific things like working out a lot, enough sleep, and quitting smoking, I can increase my chance to live till the age of 100. I am confident that if I have a long life span, I can reach the billionaire status. This is without even asking my father for more money, and I can still do it by myself with what I already worked on. Let's see where life leads for me. Hopefully, I can actually meet the financial goal I want to achieve.

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