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Monday, December 27, 2021

New Year 2022 Resolution (My Personal Plan & Goal for the Year)

I can't believe it has been one year that has passed by. Before I start writing this article, I want to say Merry Christmas and Happy New to all the readers who follow my blog. I didn't accomplish many goals for 2021 since there are 
many things I said I wanted to do for 2021, but I wasn't able to do them. I can still not increase my primary income and still depend on the wage from my father. However, I did manage to accomplish building my workstation in my bedroom. Now, I can't make any excuses for not being productive during the nighttime.
 
Moreover, I could stick to my financial plan, such as saving and investing every month. Another thing I accomplished in 2021 is learning how to use Word Press Engine for building websites, and I can make all kinds of websites by myself without needing to hire a web developer to build a website.
  
The Covid Pandemic crisis problem is still not finished yet, but I see the progress of people getting vaccinated. I hope this issue can resolve in 2022. 2022 will be a new year for me, and I will be 32 years old soon. This actually scares me because I'm not getting any younger, and I still want to achieve many things in my life. I want to share my new goal and plan for this fresh start to the year in this blog post.

Thursday, November 18, 2021

The Power of Dividends

Many investors regard dividend-paying companies as uninteresting, low-return investments. Dividend-paying stocks are usually more mature and predictable than high-flying small-cap businesses, whose volatility may be pretty thrilling. Though some may find this uninteresting, the combination of a steady dividend and rising stock prices might provide earnings potential that is compelling enough to be enthusiastic about. 
 
My portfolio used to consist of dividend-paying stocks; however, I had decided to use concentrated play like investing the majority of my portfolio is in Alibaba Group (Ticker: BABA). In a way, I regretted making this investment adjustment to my portfolio since my previous version portfolio is doing much better than the current one. I like my previous portfolio much more because I could receive dividends from holding those stocks in my portfolio. With the dividends payout, I was able to buy more shares of companies that I like. Well, there is nothing I can do about it now since most of my capital is invested in only two stocks, Alibaba Group (Ticker: BABA) and Pfizer Inc. (Ticker: PFE). 
 
Due to my mistake, I learn something valuable, which is not to underestimate dividend-paying stocks. In this blog post, I am going to explain the power of dividends. Moreover, I will explain why holding a portfolio of dividend-paying stocks can be an excellent stock investment strategy. Lastly, I am going to give my opinion on investing in dividend-paying stocks.

Saturday, November 13, 2021

Why I'm Planning to Stay with My Parents Even If I'm Married

I’m planning to stay with my parents even if I’m married. I know readers out there might wonder why I want to live with my parents even when I’m married. Usually, when you have a family of your own, you should be independent. The answer to this question is that I find it beneficial to live with my parents. It’s not because I need their money since I saved up my own personal wealth for quite some time already. My view of living with my parents had changed after living with them for quite some time.
 
Back then, I used to want to own my own home because I liked the design of my house to be minimalist. I was always complaining about how my older brother got the opportunity to live on his own. I felt he was lucky to live on his own, but now I feel fortunate I’m able to live with my parents. I’m glad that my dad prevented me from purchasing my own place. If it wasn’t for him, I would probably be in financial trouble now. As I grew up, I learned many valuable lessons from my parents that made me think differently. This is the reason why I want to live with my parents even if I’m married. I hope my future wife can agree to my idea. In this article, I will explain my reasoning as to why I will live with them forever. Moreover, I’m going to talk about my plan of building my own dream home.

Monday, November 8, 2021

Why Paying Taxes is Crucial to the Economy, and Why the Wealthy Should Pay More on Taxes

I used to hate paying taxes. I mean, who doesn't. After all, it is your hard-earned money. Yes, unemployment is at an all-time low, and the stock market DJIA is at an all-time high, but average hardworking Americans are still struggling to get ahead. Inequality has gotten so out of hand that it is stifling US growth.
 
Warren Buffett, who is my mentor and someone I admire, believes the government should tax the wealthy more. Warren Buffett believes that the wealthy in America do not pay enough taxes. "The wealthy are undertaxed relative to the general population," he told CNBC's Becky Quick "Squawk Box." In this article, I will bring up the topic to the fundamental understanding behind taxation. Then I will explain why it is crucial to tax more of the rich people. Moreover, I will also explain the cons to this idea. In the end, I will talk about my opinion about taxing more of the wealthy.

Sunday, October 31, 2021

Why Has China Become the Wealthy Country It is today

We look back on how the People's Republic of China's transition spread the extraordinary wealth - and entrenched inequality - throughout the Asian giant as the country commemorates its foundation anniversary.

"China was extremely, very poor when the Communist Party took control," says DBS China economist Chris Leung.

 

"They relied on self-sufficiency because they had no trading partners or diplomatic contacts."

 

Since 1980, China has experienced a significant poverty reduction. The national poverty rate declined from about 90% in 1981 to under 4% in 2016, according to the World Bank's $1.90 per day poverty level (in 2011 prices at purchasing power parity), meaning 800 million fewer people living in poverty.


China has implemented a series of historic market reforms to open up trade routes, and investment flows during the last 40 years, lifting hundreds of millions of people out of poverty. This is a fascinating topic to write about because I am heavily invested in Alibaba (Ticker: BABA), a Chinese company. Because of this reason, I researched why and how China became the wealthy nation it is today. This article will explain the history of poverty in China and how it has become one of the leading nations it is today. Moreover, I will explain what progress China has developed and why I want to learn Mandarin again.

Tuesday, October 19, 2021

Charlie Munger’s Firm Doubled Down on Its Alibaba Investment

This is an exciting topic to talk about. 
If you read my article, you know that Charlie Munger, a close friend to Warren Buffett, invested in Alibaba (Ticker: BABA) stock. The stock dropped significantly after his first purchase; however, he recently just doubled down on Alibaba bet.  
 
I am holding Alibaba stock (Ticker: BABA) as the majority of my portfolioI own 3285 shares of Alibaba at an average cost of $215.45. I am still down about 18% from my average purchase cost. However, I am still confident in this company because it is an excellent value growth stock. Because I am holding Alibaba stock, I am curious why Charlie Munger doubled down on Alibaba stock. This article is going to focus on information about Charlie Munger's recent double-down purchase on Alibaba. Moreover, I am going to mention the bull and bear scenario in investing in this company. 

My New Bedroom Workstation - 'The Famous Table'

People that have been reading my blog know that I am setting up a workstation in my bedroom. I really need this workstation for my bedroom since I want to be more productive during the nighttime. I believe having the convenience of working in my bedroom will help me be more hard-working. Before, I could not do any work when I was just hanging out in my bedroom nighttime. I'm too lazy to go to the office since I don't want to dress up. Unlike having a workstation in my bedroom, I can keep working even when I only wear my underpants.
 
The table I have set up uses the classical theme design. Personally, I prefer minimalist design more. However, because my parents' house is a classical design, I have to match it with that theme. Also, this table compares the theme of my other furniture in my bedroom. All of the furniture in my bedroom looks uniform and matches each other. I have been waiting for this workstation for a very long time due to Covid-19 Pandemic. However, I was finally able to persuade my parents to make one.
 
I know this topic is not related to investment or personal finance, but because this is the work setup that I will use to build my career life and my journey to financial freedom, I will talk about it. After all, this workstation is called "The Famous Table" for a reason. This article will share all the equipment and gadgets that I use to set up my workstation. I hope this can be an inspiration for readers interested in setting up a workstation.

Monday, September 13, 2021

How to Start Digital Marketing Agency Company

If you're a savvy marketer, you've certainly fantasized about founding your own firm and developing a business that allows you to work from home and feel accomplished. Unfortunately, most people do not pursue their aspirations because they do not know where to begin.
 
The global digital marketing and advertising market are expected to be worth $322.5 billion, with a forecast of $640.2 billion by 2027. Within this industry, you can profit from various subfields, such as unique areas of expertise with little competition and fast-growing areas with significant profit potential. Launching a marketing agency could be a terrific alternative if you have marketing experience or want to establish a business that allows you to think creatively and offer solutions for a wide range of clients.
 
Eric Siu, Single Grain's CEO, got down to discuss the exact methodology he followed to grow this brand from a negative startup to a multimillion-dollar digital marketing agency that services Fortune 500 companies like Lyft and Amazon to help people get started.
 
I personally have a massive interest in this business niche because I am already doing it myself. I have created many websites to market the businesses I own. If you take a look at my online resume, I have created all the businesses from scratch. Creating my own digital marketing agency company allows me to synergize with the other businesses I already own. Because of this reason, I am going to research and write an article on this topic. I hope you readers can learn something valuable if you are also interested in starting your own marketing agency company. Moreover, I am going to explain my plan and strategy for creating this business.

Friday, September 10, 2021

How to Become a Successful Yacht Broker

Many people are interested in becoming yacht brokers. Although many of us fantasize about the day when we can quit our jobs and go cruising, our retirement funds may not allow us to do so just yet. As a result, many people who enjoy boats and know more than their fair share consider working in the marine industry.
 
Many persons with marine experience or who live near the water find professional yacht brokering interesting. I find it appealing to become a yacht broker because my dad and I are yacht enthusiasts. Because of this hobby, I want to create a yacht broker company myself, aside from doing a yacht chartering business. I believe that becoming a yacht broker allows me to be flip yachts as a business.  
 
Due to my interest in this niche of business, I am researching and writing a topic on this article. What are the steps to become a yacht broker? What procedures do you need to take in order to become a licensed broker? Let's take a look at some basic needs to consider when pursuing a career as a broker. I will explain how you can become a successful yacht broker and make a high income from this industry niche. Furthermore, I will talk about my Plan as a Yacht Broker and the business I will build.

Sunday, September 5, 2021

Flipping Boats for Profit: How to Make Money & Not Lose It

When we have the opportunity, we all prefer to have some additional cash. Nowadays, side hustles and side enterprises are the entire trends, and we'd all love to be able to flip houses. However, this can be costly. It's no surprise that you're considering purchasing and flipping a boat.

How to Make Money Flipping Boats for Profit: Flipping boats is a lucrative business in which you purchase a boat for a low price and then sell it for a profit. This can be accomplished by purchasing them and then repairing, cleaning, detailing, restoring, repowering, or otherwise enhancing them to sell the boat for a higher price than what you paid for it.

 

I'm interested in this business venture because I am already in the Yacht charter business (Jakarta Yacht Club). Moreover, I am interested in expanding the yacht charter business into a yacht brokerage business as well. With a yacht brokerage company, I can get the latest deal for yachts that are on sale. This can help me to pursuit the flipping boat business venture. Due to this reason, I am writing an article on this topic. I want to share my research on how you can flip boats for profit. In addition, I am going to explain my plan and strategy for the new business venture.

Saturday, August 28, 2021

How to Flip Houses: A Starting Guide for Beginners

If you're new to purchasing and flipping houses, you've definitely noticed that there's a lot to learn. Buying and flipping properties aren't as easy or straightforward as it appears on TV. However, if you take the time to learn how to do it correctly, you can successfully flip properties. There are also methods for shortening your learning curve and putting precautions in place to reduce your costs.
 
I know readers out there know that I am a stock investor more than a property investor. But one of my best friends who live in San Francisco gives me the idea that I can be making money flipping houses. He is currently working in a home construction company. Moreover, he is learning how to renovate and build houses. I believe there are opportunities for us to work together and share profit in the future. I already have a stock portfolio that holds U.S. equities; however, I don't mind expanding my business portfolio to other ventures.
 
I think the real-estate business in the U.S. has much room for me to grow my assets. Moreover, I am interested in having my own Business Green Card to travel back and forth to America. I love San Francisco since I grew up over there. I want to be able to spend quality time with my friends who live there. Due to this reason, I decided to write an article on this topic. This article will teach beginners how to flip a house and some mistakes to avoid along the way. I am also going to talk about my plan in this business niche. 

Friday, August 27, 2021

Alibaba is in Big Hot Sale

The stock of Alibaba (Ticker: BABA) has taken a beating this year. It started at $227 in January and is now about $160, a 30 percent drop. This is a big blow for stockholders, especially given that it happened when U.S. shares were setting record highs after record highs. China's market performance has been poor this year. The S&P 500 has gained 20.8 percent this year, while China's Hang Seng Index has lost 7.5 percent. Surprisingly, the underperformance was mostly planned. Mind you, not by the firms themselves, but by force far more robust than they are.
 
The stock market in China did not fall because of an economic slump, the COVID-19 pandemic, or anything else. They're also not down due to weak earnings—at least not in the most recent quarter. Instead, they're down due to the Chinese Communist Party's (CCP) crackdown on digital companies, which has many investors worried.
 
As you may be aware, the CCP is currently led by Xi Jinping, its most powerful leader in decades. He has been dubbed China's most powerful man since Mao and is famed for getting his way. Following his ascension to power, Jinping shook up the Chinese government to expand his control. He established working groups in which he served as the leader, and he made essential government bureaucracies directly accountable to him. The end consequence was a leader with an unrivaled capacity to achieve his goals.
 
Now fast forward to the present day. Xi Jinping is a man on a mission to resurrect and rebuild China. Moreover, he promotes the Belt and Road Initiative, a massive infrastructure project connecting Asia and the European Union. He is bolstering China's military. He's advocating the concept of the "Chinese Dream," a daring new vision for the next century in China. Overall, he is a forward-thinking leader with enormous intentions for his country.
 
China's tech billionaires appear to be excluded from Xi's goal. A speech by Alibaba's Jack Ma is said to have enraged Xi Jinping in 2020, prompting a full-scale attack on not just BABA but China's whole digital sector. Shortly after the speech, the government began implementing the policies that have sparked so much debate today, including penalties, app de-listings, and attempts to halt U.S. IPOs.

These measures are at the heart of much of the current debate around BABA. Everyone knows the company has a winning combination of growth and value, but the negative thesis is that China's regulatory crackdown will limit growth in the future.
 
It may. Chinese tech companies may grow more slowly in the future than they would have if Jack Ma hadn't spoken up. BABA's $2.8 billion penalties have already taken a toll on profits, and the CCP isn't finished enacting restrictions.
 
Nonetheless, the selloff that we've seen is unreasonable. BABA isn't suddenly valued 30 percent less because it will be subjected to regulatory scrutiny in the future. Its stock price is a typical illustration of Ben Graham's "Mr. Market" delivering a terrific business at a low price. As a result, in this essay, I'll present a bullish case for BABA, suggesting that its combination of growth and value is worth the political risk.

Wednesday, June 30, 2021

My Financial Journey Progress and Future Plan

Today, I want to talk about my current personal net worth and my progress in my financial journey. I’m showing you, readers, this not because I want to brag, but to show a tracking record of my performance in managing my personal finance. Yes, I did inherit some money from my dad as a starting capital. The total amount he gave me is $350,000. It’s not a small sum amount of money, but I manage to turn that starting capital into $1,400,000.

My current net worth (July 2021) is more than $1,400,000 if I combine both assets in Indonesia and United States. I’m not trying to brag but to show my tracking record of managing and building my personal wealth. I’m pretty satisfied with my progress overall. My investing journey wasn’t smooth, for I also made many bad decisions and mistakes that cause me to lose money. However, even though I made a lot of errors, I was able to turn the $350,000 my dad gave me in total into $1,400,000In this article, I want to share my strategy to manage to have the current personal wealth I have right now. I am also going to talk about my plan for the future.

Friday, June 25, 2021

Is Inflation Coming? How is it Going to Affect the Economy & What You Should Do!

Recently, the Federal Reserve kept printing new money into the economy. The government did this to stimulate the economy during the Covid pandemic crisis. However, all this money printing has its side effect. Inflation is here. As with the April report, the May CPI inflation report from the Bureau of Labor Statistics (BLS) highlighted that prices rose across the board by a lot. Overall, prices in May climbed 5% year over year, the biggest such gain in the headline CPI data since August 2008. Even when you strip out volatile food and energy prices—so-called core CPI inflation—prices rose by 3.8% year over year in May.
 
Investors are spooked because rising inflation, which threatens investment and consumer spending, would need to be tamed by a rise in currently rock-bottom interest rates – and that would be anathema to markets and a corporate sector that has grown used to cheap money. Due to all this money printing, the economy is in a bubble that might eventually burst. The S&P 500 Index has risen so much recently due to all this money printing. I believe the market is overvalued, and the upcoming collapse of the U.S. economy might occur. In this article, I'm going to emphasize how impending inflation is coming and how it will affect the economy. Moreover, I will explain what I did to my stock portfolio and what financial advice I recommend.

Sunday, June 13, 2021

My New Business Plan - Bun's Bargains E-Commerce

I have 
created many side businesses during the journey of my career path. I enjoy the process of creating new business ventures since it’s my passion. I decided I want to do something about my grandfathered Shopify account (free membership) to be used as a new business. My older brother was the one that created the Shopify account. I have been thinking for a long time about what I can do about it. Because I have background experience in selling electronics and gadgets on the internet, I believe starting an online store that sells these goods is a good idea. When I was still living in the United States for my education, I bought and sold electronic goods. I was buying them wholesale from China and selling them at a markup price.
 
Anyways, let me explain my business plan for this e-commerce website. Bun’s Bargains will be a new online store that sells electronics and gadgets on the internet. I am going to use my grandfathered Shopify account for making this online business store. However, before I start this new business venture, I still have to ask my older brother for permission to use the Shopify account. I am willing to give him a 50% cut if he lets me use the Shopify account. In this article, I will discuss why I want to create this business and what my plans are. Moreover, I will explain how this new business will generate cash flow for me and how I can monetize this business. 
 

Monday, June 7, 2021

Why Did Charlie Munger Buy Alibaba Stock

Readers probably already know that I'm heavy on Alibaba stock. Because I invested a large sum of my capital in this stock, I decided to research this company more. Charlie Munger, a close friend to Warren Buffett, has invested a large percentage of his portfolio in Alibaba stock. Charlie is a value investor, similar to Warren Buffett. Buffett has described Munger as his partner and "right-hand man."

I'm curious why Charlie Munger invests a large sum in Alibaba Group (Ticker: BABA). I decided to research the reason why he invested in that company. I'm pretty sure Charlie has a solid reason to invest in Alibaba. After all, he is more experience in investing compared to me. I want to make sure my investment in Alibaba is not a mistake. In this article, I will discuss the research I found to why Charlie Munger decides to purchase a significant stake in Alibaba stock. With this research, I can feel more comfortable investing a large portion of my money in this stock.  

Why I Need To Take Care of My Health to Beat the Game I'm Playing

Health problems, even minor ones, can interfere with or even overshadow other aspects of your life. Even relatively few health issues such as aches, pains, lethargy, and indigestion take a toll on your happiness and stress levels. One way to improve your ability to cope with stress and feel better is to commit to healthier habits. 

Poor health habits can add stress to your life and also play a role in how well you can cope with stress. The stress that comes from poor health is significant. Health challenges also affect other areas of your life. Health problems can make daily tasks more challenging, create financial stress, and even jeopardize your ability to earn a living.

Part of my goal to reach financial freedom is to maintain a healthy lifestyle—what's the point of having all the money in the world but have poor health. Let me explain why possessing good health is essential for me to become wealthy and beat the game I am playing. Moreover, I am going to explain what I am doing to maintain a healthy lifestyle.

Why Buying a Home is usually a Bad Investment

A home can be a place that provides a permanent place for your family and kids, a great place to hang out with friends and family, and it may even provide you with confidence and pride of ownership. But don't be fooled by thinking your house is an excellent financial investment — because nothing could be further from the truth.
 
Many people buy a house because they believe it's an excellent investment. When I was young, I also thought a house is a good investment because housing prices always go up. But did you know that your house is actually a liability? Owning a home requires you to pay taxes, maintenances, insurance, and many more. All of these other things happen with your home that you've got to pay for. This is why I am not leaving my parents' house yet, and decide to keep living with them until I am financially ready.
 
You shouldn't treat your home as an investment; however, if you are buying it for personal use, then it's okay. In this article, I will explain why you shouldn't treat your home purchase as an investment. In addition, a home is a lousy investment, and don't fool yourself into buying a home as an investment. You should only treat purchasing a home if you want a place to settle down.
 

Thursday, June 3, 2021

Alibaba: One of the Cheap Bargains in This Market

I have been looking around in the stock market and haven't found many stocks that are undervalued. Currently, in a market full of elevated asset prices, it can be difficult for investors to find underappreciated securities on a valuation basis. I have seen stocks like Game Stop Inc. (Ticker: GME) gone up in price without seeing any fundamental value for its price appreciation. 

I have been following Alibaba Group (Ticker: BABA) for quite some time already. I have a friend who invested all of his capital in this stock when the price was $290-$300. I placed BABA in my watch list and got my attention when the cost of the stock goes down to $210-$220 level. I believe Alibaba (Ticker: BABA) is being underappreciated through the lens of both valuation and growth potential. While investors may fear regulatory risks, management stability, and financial legitimacy, BABA's growth runway coupled with discounted prices could potentially produce a valuable investment opportunity.

 

This is the reason why I sold all my other stocks in my portfolio and invested 63% of my capital in Alibaba stock. I have written an article as to why I invested a lot of my money in this stock. Because I invested a lot of my money in Alibaba Group, I decided to research this company. I want to make sure what I did was a wise investment move. In this article, I will focus more on information about Alibaba Group (Ticker: BABA) and why I think the current price Alibaba is at is great for investors to enter. 

Wednesday, May 26, 2021

Why I Hate Debt So Much

Many readers who had been following my blog know that I'm not too fond of debt. I hate debt so much that I never touch it a single time in my lifetime. If I do not have the cash to purchase something in my life, I will avoid buying it at all. This means I will only buy that product until I saved up the cash for it. You probably say a little debt will not hurt, but this is exactly how it starts. You make a small purchase on your credit card, and then before you know it, you are thousands of dollars in debt.
 
Debt can be a constant pain for some people because of its sheer nature. Everyone knows that debt is a struggle, but not everyone knows the extent of impact debt problems can have on a person's life. The amount of debt that can pile up throughout your life can create serious problems. Not handling debt-related issues immediately can leave you open to worse financial issues down the road.
 
The prime reason I can create and build a wealth of my own is that I had always avoided debt all the time. I learn this trait from my father, as he also avoided going into debt as well. In this blog post, I am going to explain why debt is bad for you. Moreover, I am going to give my reasoning as to why I hate debt so much.
 

Monday, May 24, 2021

I'm Now Heavy on Alibaba Stock

Since peaking in October 2020 at over $300 per share, Alibaba (Ticker: BABA) has lost approximately one-third of its market value. Alibaba stock price is currently trading at the $210-$220 range as of May 2021. The stock price caught my attention to take further research of the company. I became attracted to the company due to the fundamental and solid financial statement of the company.

Alibaba Group Holding Limited, through its subsidiaries, provides online and mobile commerce businesses in the People's Republic of China and internationally. It operates through four segments: Core Commerce, Cloud Computing, Digital Media and Entertainment, and Innovation Initiatives and Others. The company operates Taobao Marketplace, a mobile commerce destination; Tmall, a third-party online and mobile commerce platform for brands and retailers; Alibaba Health Internet platforms for pharmaceutical and healthcare products; Alimama, a monetization platform; 1688.com and Alibaba.com, which are online wholesale marketplaces; AliExpress, a retail marketplace; Lazada, an e-commerce platform; and Tmall Global, an import e-commerce platform.

 

On May 20, 2021, I decided to sell all my other positions in my portfolio and use the money to purchase Alibaba stock. I bought 3200 shares of Alibaba stock at $216.20, making this the most prominent position in my portfolio. As for now, my portfolio is very concentrated, holding only two stocks. I know readers might ask why I sold all my other stock positions and holding only two stocks now. In addition, Alibaba is not a stock that pays out a dividend. This is because I see an excellent opportunity that makes me decide to change my investing style. In this article, I will explain why I'm heavy on Alibaba and why I think this is an excellent investment. Moreover, I will talk about the recent earnings results, the stock setup going forward, a valuation update, and the critical risks in the investment.

Wednesday, May 19, 2021

Why Moissanites are the Best Diamond Alternative

When we think about expensive rings, the first thing that comes to most people's minds is a golden band with a bright, shiny diamond gem. Of course, a diamond ring is beautiful, and anyone who owns one is a fortunate person. However, not everyone can afford to purchase a diamond-encrusted engagement ring, even if they believe that it is only suitable to get one to mark their special moment. Diamonds are expensive gemstones. It is no wonder they do not fit everyone's budget. 

I personally like diamonds myself; however, I do not have that kind of money to purchase a real one. Well, maybe I do, but I do not want to waste my money on a diamond. This is the reason why I am looking for a diamond alternative. I have my ear pierced on my left ear when I was still in high school. Recently, I am interested in wearing an earring piece again. I wanted to have an earring that is very close to a natural diamond. I am not talking about zircon since it is easy to differentiate from the naked eye. This is the reason why I recently bought myself a moissanite stud earring. I like moissanite because this gem is considered a potential alternative to a natural diamond. If you are looking for a diamond gem, but don't have the kind of money to purchase one, then this article is right for you. I am going to explain what moissanites are and why they are the best diamond alternative.

Sunday, May 2, 2021

How to Make Money on Fiverr: The Basic Guide to Succeed as a Fiverr Freelancer

If you work remotely and know how to make money on Fiverr, your earning potential is endless. Fiverr.com has exploded as the premier source of micro outsourced services on the Internet. Thanks to a multi-million dollar advertising campaign, it is increasingly tough to find people who have not at least heard of Fiverr. Not surprisingly, more and more businesses, both online and offline, are using the services offered on Fiverr. On gig site Fiverr, freelancers offer their services for $5 and up a piece in areas as diverse as graphics and design, writing, music and audio, video and animation, programming, and more. As Fiverr’s ability to draw clients to explode, the good news is that there is more and more demand for whatever services you offer to the global market for digital services.

I got interested in Fiverr.com because I can use this site to make money from my hometown. I know I have the disadvantage of earning money like people working in the United States, so I have to find ways to make money from my country. Fiverr allow me to offer my skills and services on the Internet. Because I think Fiverr is an excellent site for anyone interested in making money on the Internet, I decided to do more research on this topic. Becoming a Fiverr freelancer is another way I can try making money (U.S. currency) on the Internet. This article will explain what Fiverr is, how it works, and what jobs you can offer. Moreover, I will share tips and information on how you can succeed as a Fiverr freelancer. Hopefully, after reading this article, readers can find a new solution to making money on the Internet. 

Friday, April 16, 2021

How to Make Money as an Amazon Affiliate

Imagine yourself owning a business that requires no inventory or startup capital but partners with the most prominent internet retailer in the world. It can be done from anywhere in the world and generates potential significant earnings. Sounds pretty interesting, right? This business model exists, and it's called the Amazon Associates program. It is a free-to-use affiliate marketing program where you can promote and market any product selling on your media.

I got interested in Amazon Associates program because I am also about to apply this business technique myself. I believe applying this business idea can help me generate additional cash as a blogger and YouTuber. Because of my interest in this business model, I will share it with readers on this blog. This article will explain what Amazon Associates program is and how you can make money as an Amazon Affiliate. Moreover, I will explain the step-by-step method to do it yourself.

Monday, April 12, 2021

Why is Learning New Skills Important?

Part of my journey to financial freedom is to build up my career. I need a career that can boost my earnings so that I'm able to invest more and increase my monthly spending budget. I can't rely just on the wage I'm receiving from working in my dad's company. I know it's considered a lot in Indonesia; however, if I compare it to the United States wage, it's considered very little. This is the reason why I'm trying a lot of things at once. 

During the process, I discovered that learning new skills is essential to building my career. Learning new skills is essential to advancing my career. Having new skills I can acquire, I can do more things that can potentially help my career. It might sound unimportant; however, the more things I can do, the more value I can offer. This is why I am always trying to learn something new to do more things by myself. New skills diversify your job options and help you develop new techniques to keep up with the fast changing world. In this article, I will explain why learning new skills are essential to building your career life. Moreover, I will discuss the skills I want to learn and why it is vital for me.

Saturday, April 10, 2021

Why I'm Not Buying a New Car & Sticking to My Awesome Beater Car

I have been driving my Mitsubishi Pajero 2009 Model since I
moved back to Jakarta, Indonesia, in 2013. The car used to be my brother's, and he let me have it when I move back to Indonesia. The car is quite old now for it has been used for almost 12 years now. I am planning to keep using this car for another 5 to 10 years ahead. My parents did offer to buy a new car for me; however, I decline the offer. I believe the car I have been using is still fine and runs perfectly. Many readers are probably wondering why I don't get myself a new car since I'm well-off now. The reason for this is because I still want to focus on building my personal wealth. I find buying a new car doesn't give me the satisfaction I want. In this blog post, I will talk about why I don't want to switch to a newer car. Moreover, I will mention my reasoning as to why I love my Mitsubishi Pajero so much.

Sunday, March 28, 2021

Why I'm Not Moving out from My Parent's House

Since I moved back to Jakarta, Indonesia, I have lived in my parents' house since my studies in San Francisco. I always wanted to own a place of my own since I want to design my own home using minimalistic design. My parents' house has a classical theme design which I don't really like. However, I still force myself to live with my parents and plan to stay with them for a more extended time.

I know I am already a millionaire status by the age of 31. Today's personal net worth (April 2021) of mine is about $1,300,000 USD when I combine all my assets from the United States and Indonesia. Many of you readers are wondering why I'm not moving out from my parent's house and buying my own home. It's true, I believe I am considered wealthy now, but I am going to tell you my reason why I'm not ready to live on my own. In this article, I will explain why I'm not moving out of my parent's house. Moreover, I am going to explain my plan for how I can buy my own home.
 

Wednesday, March 24, 2021

Why I want to be a YouTuber

We can’t deny that cable subscriptions are declining, and more people are turning into streaming services such as Netflix or Hulu. YouTube has become a way people view their favorite television programs. I personally watch YouTube every day using my gadgets. It is very entertaining and an exciting way to entertain yourself. Becoming a YouTuber is a career that had become popular over this past decade. Many YouTubers make a significant income from doing this. Because I see this as an opportunity for me to earn additional income, becoming a YouTuber is a good choice for me.
 
The YouTube channel I’m going to create will be in the personal finance niche. Similar to this blog you are reading right now, my YouTube channel will have topics and content just like these. I really have a lot of interest and passion for personal finance. I like sharing valuable information for people to learn and help them to potentially become financially successful themselves.  
 
I understand that many people didn’t succeed as YouTubers. Becoming a successful YouTube requires a lot of hard work and dedication. I know some of you think that I am wasting my time pursuing this career as a YouTuber. However, I believe becoming a YouTuber has many incredible benefits that can potentially boost my career path. In this article, I will explain my reasoning as to why I want to become a YouTuber. Also, I am going to share my strategies and plan as a YouTuber. 
 

Wednesday, February 24, 2021

My New Side Business - Jakarta Yacht Club: Charter & Travel Service

People who have been reading my blog know I love doing new businesses. I have created many sides hustle businesses since I have a passion for creating them. Recently, I decided I wanted to do something about the yachts that my dad owns. I have a strong interest in the yachting world and believe by starting a new blog, I can build a new community of people with the same interest. Similar to this blog you are reading right now, Jakarta Yacht Club is aimed at people who are interested in the yachting world.
 
Jakarta Yacht Club is a new blog and website that provides content for readers about the yachting world. I believe starting a new business in this niche is perfect for me. I have created a dedicated website and blog for this business all by myself. Luckily, I have many skills when it comes to creating a new website. Because of this, I didn’t have to hire anyone to make the things I have created. In this blog post, I will explain why I decided to start this blog and business. Moreover, I will explain how this new business is going to generate cash flow for me and how I can monetize this business.

Tuesday, February 16, 2021

Why I'm Buying More of Pfizer Inc. Stocks

My last article on Pfizer Inc. (Ticker: PFE) was back in October 2020, titled "Why Pfizer Stock is a Great Buy Now." I have Pfizer Inc. stocks in my portfolio, and it is one of my largest positions. My average purchase cost in Pfizer Inc. is about $35.25, and I own 3,975 shares of this stock, making it 14.28% weighted from my overall portfolio.

If you are not familiar with Pfizer Inc., the company develops, manufactures, and sells healthcare products worldwide. The company is responsible for the vaccine for the Covid-19 virus. The company's stock price has fallen by 7%, from the $37-38 range to the current $34.72 close on February 13, 2021. I am thrilled when I see a company I like to go down in value. This allows me to purchase more shares of the company at a discount price. This article will explain why I am purchasing more Pfizer Inc. (Ticker: PFE) stocks into my portfolio. Moreover, I believe the fallen price is an excellent opportunity for me to get a great bargain for shares of the company.   

Tuesday, February 9, 2021

I Am Working as a Property Sales Agent

I am now working as a property sales agent in my friend's property agent company, 
Prop2Go. My friend, Stanley Yap, is the founder of the company. The business is operating in Jakarta, Indonesia, and it has been running for quite some time already. I know that this blog is based on the international market; however, working as a property agent has a niche related to this blog.
 
As a property agent, I am required to get my name out there so that the public know that I am a property agent. I want to become a successful property agent in this company, and hopefully, I can gain some valuable lessons from this. This article will explain why I decided to become a property agent and my strategy of becoming one. This article's primary purpose is to broadcast to the public about my new job position as a property agent. 

Friday, January 8, 2021

Intel is Looking Very Interesting for Value and Dividend Investor

Intel Corporation (Ticker: INTC) has been in the news lately, and most of the news was bad. The worst news is such as process delays or perceived threats to Intel's business model. In 2020, the stock dropped by 17%, whiled the Nasdaq 100 and S&P 500 indices rose by 15% and 45%, respectively. Shares of Advanced Micro Devices (Ticker: AMD) and Nvidia (Ticker: NVDA), Intel's biggest rivals, rose by 90% and 120%, respectively. Many Wall Street analysts have written how Intel is no longer a viable investment.

I have seen Intel's stock price dropped significantly, which has made me curious about the company. I decided to do my research on Intel and discover that it is an excellent opportunity for value and dividend investors to purchase the stock when undervalued.
 
I believe that, overall, the market is too bearish on Intel for now and that the company's shares offer considerable upside potential over the coming years, mainly thanks to a very low valuation. Intel also has access to very low-cost debt thanks to a strong balance sheet. In this article, I will write about what's happening with Intel stock and why it is an excellent stock to purchase for a long-term investment. The stock fundamental is very attractive, which has led me to want to invest when I have extra spare cash in my portfolio account.